Is the worst behind us? We think so.

Record low interest rates, at an average of 3.89 percent for a 30-year fixed mortgage, are fueling the trend toward an increase in mortgage applications, stabilizing prices and lower inventory.

According to the Mortgage Bankers Association’s (MBA) Weekly Mortgage Applications Survey ...

Bank of America is offering Florida homeowners between $5,000 and $20,000 to short sale their homes rather than allowing them to be foreclosed on. To be eligible you must submit your short sale for approval to the bank by November 30, 2011, and the property must not have ...

The average interest rate for a 30-year fixed mortgage fell to 4.69 this week, beating the previous record of 4.71 recorded last December. This is the lowest average rate since tracking began in 1971. Rates for 15-year mortgages fell to 4.13 percent, the lowest since 1991. 5-year ARMs hit 3 ...

The Federal Housing Administration (FHA) offers several programs to promote home ownership, one being the FHA loan program. FHA loans are mortgages obtained with the help of the Federal Housing Administration. FHA loans can make it easier for people to qualify for a mortgage, and include a small down-payment as low ...

Everyone knows that when you're ready to buy, and finance, a St. Petersburg area home or condo, your credit score becomes all-important. Without a good credit score it becomes difficult or impossible to obtain a loan. But many people don't realize that they should be vigilant in maintaining their ...