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	<title>St Petersburg &#124; Clearwater Real Estate (MLS) Homes For Sale &#187; Financing</title>
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	<description>Real estate, homes and condos for sale in the St Petersburg - Clearwater FL area. Our Realtor MLS search gives you access to all properties available for sale.</description>
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		<title>Is it time to buy a house?</title>
		<link>http://www.baconrealtygroup.com/2012/01/19/is-it-time-to-buy-a-house/</link>
		<comments>http://www.baconrealtygroup.com/2012/01/19/is-it-time-to-buy-a-house/#comments</comments>
		<pubDate>Thu, 19 Jan 2012 16:24:48 +0000</pubDate>
		<dc:creator>DanB</dc:creator>
				<category><![CDATA[Buy or Sell Homes]]></category>
		<category><![CDATA[Financing]]></category>
		<category><![CDATA[Market Updates]]></category>

		<guid isPermaLink="false">http://www.baconrealtygroup.com/?p=5094</guid>
		<description><![CDATA[Is the worst behind us? We think so. Record low interest rates, at an average of 3.89 percent for a 30-year fixed mortgage, are fueling the trend toward an increase in mortgage applications, stabilizing prices and lower inventory. According to the Mortgage Bankers Association’s (MBA) Weekly Mortgage Applications Survey for the week ending January 13, [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Bank of America offering up to $20,000 to Florida Homeowners for Short Sales</title>
		<link>http://www.baconrealtygroup.com/2011/10/11/bank-of-america-short-sales-20000-for-florida-homeowners/</link>
		<comments>http://www.baconrealtygroup.com/2011/10/11/bank-of-america-short-sales-20000-for-florida-homeowners/#comments</comments>
		<pubDate>Tue, 11 Oct 2011 14:59:41 +0000</pubDate>
		<dc:creator>DanB</dc:creator>
				<category><![CDATA[Financing]]></category>
		<category><![CDATA[Market Updates]]></category>

		<guid isPermaLink="false">http://www.baconrealtygroup.com/?p=4673</guid>
		<description><![CDATA[Bank of America is offering Florida homeowners between $5,000 and $20,000 to short sale their homes rather than allowing them to be foreclosed on. To be eligible you must submit your short sale for approval to the bank by November 30, 2011, and the property must not have any offers already pending. Closing must occur by [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>New record for low interest rate mortgages, new home sales down&#8230;</title>
		<link>http://www.baconrealtygroup.com/2010/06/24/record-low-mortgage-interest-rates/</link>
		<comments>http://www.baconrealtygroup.com/2010/06/24/record-low-mortgage-interest-rates/#comments</comments>
		<pubDate>Thu, 24 Jun 2010 19:17:11 +0000</pubDate>
		<dc:creator>DanB</dc:creator>
				<category><![CDATA[Financing]]></category>

		<guid isPermaLink="false">http://www.baconrealtygroup.com/?p=2212</guid>
		<description><![CDATA[The average interest rate for a 30-year fixed mortgage fell to 4.69 this week, beating the previous record of 4.71 recorded last December. This is the lowest average rate since tracking began in 1971. Rates for 15-year mortgages fell to 4.13 percent, the lowest since 1991. 5-year ARMs hit 3.84 percent. While this won&#8217;t help those who owe more on [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Getting an FHA loan to finance the purchase of your home or condo&#8230;</title>
		<link>http://www.baconrealtygroup.com/2010/02/09/fha-loans/</link>
		<comments>http://www.baconrealtygroup.com/2010/02/09/fha-loans/#comments</comments>
		<pubDate>Tue, 09 Feb 2010 18:02:10 +0000</pubDate>
		<dc:creator>DanB</dc:creator>
				<category><![CDATA[Financing]]></category>

		<guid isPermaLink="false">http://www.baconrealtygroup.com/?p=1216</guid>
		<description><![CDATA[The Federal Housing Administration (FHA) offers several programs to promote home ownership, one being the FHA loan program. FHA loans are mortgages obtained with the help of the Federal Housing Administration. FHA loans can make it easier for people to qualify for a mortgage, and include a small down-payment as low as 3%, but they are not [...]]]></description>
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		<title>$8,000 and $6,500 Tax Credit information, FAQ, and IRS forms&#8230;</title>
		<link>http://www.baconrealtygroup.com/2010/01/22/tax-credit-information/</link>
		<comments>http://www.baconrealtygroup.com/2010/01/22/tax-credit-information/#comments</comments>
		<pubDate>Fri, 22 Jan 2010 16:46:19 +0000</pubDate>
		<dc:creator>DanB</dc:creator>
				<category><![CDATA[Financing]]></category>
		<category><![CDATA[Taxes]]></category>

		<guid isPermaLink="false">http://www.baconrealtygroup.com/?p=1130</guid>
		<description><![CDATA[Here is all the information you need to take advantage of the $8,000 and $6,500 tax credits, the Florida Homebuyer Opportunity Program, the FHA downpayment plan, and the First-time Homebuyer Tax Credit IRS Form 5405. Since the $8,000 tax credit was extended and the $6,500 homeowner credit was added there has been quite a bit of confusion [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Fannie Mae approved condos in St. Petersburg, Treasure Island and Clearwater&#8230;</title>
		<link>http://www.baconrealtygroup.com/2010/01/21/fannie-mae-approved-condos/</link>
		<comments>http://www.baconrealtygroup.com/2010/01/21/fannie-mae-approved-condos/#comments</comments>
		<pubDate>Thu, 21 Jan 2010 16:44:28 +0000</pubDate>
		<dc:creator>DanB</dc:creator>
				<category><![CDATA[Buy or Sell Homes]]></category>
		<category><![CDATA[Financing]]></category>

		<guid isPermaLink="false">http://www.baconrealtygroup.com/?p=1092</guid>
		<description><![CDATA[We have great news if you have been waiting to buy a condo in the St. Petersburg, Tampa Bay beaches area, and you want to finance the property with a mortgage. Fannie Mae, the federally regulated corporation that backs (or buys) loans from the mortgage industry, is giving the Florida real estate market a shot in the arm [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>$8,000 first-time buyer credit extended, and now includes some homeowners&#8230;</title>
		<link>http://www.baconrealtygroup.com/2009/11/10/8000-credit-extended/</link>
		<comments>http://www.baconrealtygroup.com/2009/11/10/8000-credit-extended/#comments</comments>
		<pubDate>Tue, 10 Nov 2009 21:11:50 +0000</pubDate>
		<dc:creator>DanB</dc:creator>
				<category><![CDATA[Financing]]></category>
		<category><![CDATA[Taxes]]></category>

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		<description><![CDATA[We have great news for St. Petersburg area home buyers who ran out of time to take advantage of the $8,000 first-time home buyer credit. Originally scheduled to expire on December 1st, 2009, the tax advantage has been extended through April 30th, 2010. Not only is this good news for &#8220;first time&#8221; buyers (you may remember from my [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>5 tips on how to improve your credit score&#8230;</title>
		<link>http://www.baconrealtygroup.com/2009/10/21/improve-your-credit-score/</link>
		<comments>http://www.baconrealtygroup.com/2009/10/21/improve-your-credit-score/#comments</comments>
		<pubDate>Wed, 21 Oct 2009 16:59:21 +0000</pubDate>
		<dc:creator>DanB</dc:creator>
				<category><![CDATA[Financing]]></category>

		<guid isPermaLink="false">http://www.baconrealtygroup.com/?p=615</guid>
		<description><![CDATA[Everyone knows that when you&#8217;re ready to buy, and finance, a St. Petersburg area home or condo, your credit score becomes all-important. Without a good credit score it becomes difficult or impossible to obtain a loan. But many people don&#8217;t realize that they should be vigilant in maintaining their score. Here are some simple steps you can [...]]]></description>
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