http://www.baconrealtygroup.com Real estate, homes and condos for sale in St Petersburg FL, Tampa Bay area including St Pete Beach, Treasure Island and the Gulf Beaches Wed, 01 Sep 2010 15:08:17 +0000 en hourly 1 http://wordpress.org/?v=3.0.1 http://www.baconrealtygroup.com/2010/06/24/record-low-mortgage-interest-rates/ http://www.baconrealtygroup.com/2010/06/24/record-low-mortgage-interest-rates/#comments Thu, 24 Jun 2010 19:17:11 +0000 DanB http://www.baconrealtygroup.com/?p=2212 The average interest rate for a 30-year fixed mortgage fell to 4.69 this week, beating the previous record of 4.71 recorded last December. This is the lowest average rate since tracking began in 1971. Rates for 15-year mortgages fell to 4.13 percent, the lowest since 1991. 5-year ARMs hit 3.84 percent. While this won’t help those who owe more on [...]]]> http://www.baconrealtygroup.com/2010/06/24/record-low-mortgage-interest-rates/feed/ 0 http://www.baconrealtygroup.com/2010/02/09/fha-loans/ http://www.baconrealtygroup.com/2010/02/09/fha-loans/#comments Tue, 09 Feb 2010 18:02:10 +0000 DanB http://www.baconrealtygroup.com/?p=1216 The Federal Housing Administration (FHA) offers several programs to promote home ownership, one being the FHA loan program. FHA loans are mortgages obtained with the help of the Federal Housing Administration. FHA loans can make it easier for people to qualify for a mortgage, and include a small down-payment as low as 3%, but they are not [...]]]> http://www.baconrealtygroup.com/2010/02/09/fha-loans/feed/ 0 http://www.baconrealtygroup.com/2010/01/22/tax-credit-information/ http://www.baconrealtygroup.com/2010/01/22/tax-credit-information/#comments Fri, 22 Jan 2010 16:46:19 +0000 DanB http://www.baconrealtygroup.com/?p=1130 Here is all the information you need to take advantage of the $8,000 and $6,500 tax credits, the Florida Homebuyer Opportunity Program, the FHA downpayment plan, and the First-time Homebuyer Tax Credit IRS Form 5405. Since the $8,000 tax credit was extended and the $6,500 homeowner credit was added there has been quite a bit of confusion [...]]]> http://www.baconrealtygroup.com/2010/01/22/tax-credit-information/feed/ 0 http://www.baconrealtygroup.com/2010/01/21/fannie-mae-approved-condos/ http://www.baconrealtygroup.com/2010/01/21/fannie-mae-approved-condos/#comments Thu, 21 Jan 2010 16:44:28 +0000 DanB http://www.baconrealtygroup.com/?p=1092 We have great news if you have been waiting to buy a condo in the St. Petersburg, Tampa Bay beaches area, and you want to finance the property with a mortgage. Fannie Mae, the federally regulated corporation that backs (or buys) loans from the mortgage industry, is giving the Florida real estate market a shot in the arm [...]]]> http://www.baconrealtygroup.com/2010/01/21/fannie-mae-approved-condos/feed/ 0 http://www.baconrealtygroup.com/2009/11/10/8000-credit-extended/ http://www.baconrealtygroup.com/2009/11/10/8000-credit-extended/#comments Tue, 10 Nov 2009 21:11:50 +0000 DanB http://www.baconrealtygroup.com/?p=673 We have great news for St. Petersburg area home buyers who ran out of time to take advantage of the $8,000 first-time home buyer credit. Originally scheduled to expire on December 1st, 2009, the tax advantage has been extended through April 30th, 2010. Not only is this good news for “first time” buyers (you may remember from my [...]]]> http://www.baconrealtygroup.com/2009/11/10/8000-credit-extended/feed/ 0 http://www.baconrealtygroup.com/2009/10/21/improve-your-credit-score/ http://www.baconrealtygroup.com/2009/10/21/improve-your-credit-score/#comments Wed, 21 Oct 2009 16:59:21 +0000 DanB http://www.baconrealtygroup.com/?p=615 Everyone knows that when you’re ready to buy, and finance, a St. Petersburg area home or condo, your credit score becomes all-important. Without a good credit score it becomes difficult or impossible to obtain a loan. But many people don’t realize that they should be vigilant in maintaining their score. Here are some simple steps you can [...]]]> http://www.baconrealtygroup.com/2009/10/21/improve-your-credit-score/feed/ 0